Learning to Live on Less

“Sing praises to the Lord, enthroned in Zion; proclaim among the nations what he has done. (Psalm 9:11)

I’ve talked a lot about my financial difficulties over the last couple of years (probably ad nauseum for many!) If this is your first visit here, I fractured my shoulder in 2019 and lost my job due to time missed recovering. For those who have been following for a while, you also know the extent of those difficulties. It’s been stressful and frustrating and downright scary at times; still is. But, the significant number of missed mortgage payments notwithstanding, how have we been surviving? We is my mother, a small farm complete with livestock and pets, and myself.

For starters, the wi-fi I’m using right now is the only “luxury” we have. If it wasn’t for my classes (50-something returning for my Masters in Creative Writing), I could eschew wi-fi, too. We don’t have cable or satellite (i.e. no paid TV). We don’t pay for any streaming services. And, since coming to work in a library, I seldom buy books…unless I’ve already checked it out a few times and know I’ll read it again. Neither of us is fond of movie theaters or sports.

So what do we do for entertainment?

Well, we read a lot. We play board games. Scrabble is our favorite. We play cards, mostly Rummy. We took a $10 art class through the church a couple of years ago and painted our first acrylic landscapes. I came home thinking I was Monet and painted a mural on the wall of my office.

In short, living on less means getting creative and also, connecting with others. Sure, we still do a lot of screen time. Mom has a lot games downloaded onto the tablet she got for either Christmas or her birthday. I, of course, write.

Entertainment is a big chunk of expense for many people.

We don’t have a washer and dryer. I take everything to the laundromat. Yes, the machines are a bit pricy. However, my electric bill is lower. If I had town water instead of a well, my water bill would be significantly less, too. We hand wash many things, especially in the summer when they can dry outside on a line, or on a clothing rack.

We don’t have a dishwasher either. I know many so-called “experts” claim it uses less water than doing it by hand. That’s only true if you leave your faucet running non-stop instead of turning it off between rinses. What a waste of water and resources! It may seem like pennies but, those pennies add up. They’re better off in you pocket, or in an old jar to turn in at the bank when it’s full.

I save bread wrappers. I rinse them out and allow them to air dry. Then I use them for wrapping sandwiches to take to work for lunch. And, yes, I brown bag it. Unless your employer provides free lunch every day, those lunches out can add up pretty quick.

Ditto for the coffee and donuts on the way into the office. Give yourself time in the morning to eat a good breakfast and brew extra at home to pour into a travel mug. Speaking of which, that fancy Keurig machine? I won’t even allow one in the house. Ditch it. It’s costing you too much for coffee. A 40.3 oz. canister of Folger’s coffee costs $11.97 at Walmart. Each canister makes approximately 380 cups. Divide 11.97 by 380 and you get a little over .03 per cup. A 48 pack of Folger’s K-Cups costs $26.72 at Walmart. Divide $26.72 by 48 and you get around .56 per cup. Or, another way to figure it is to get the same number of cups of coffee from the K-Cups, you would have to purchase 7.9 cases of 48 at a grand total of $211.62. That’s almost $200 more for the same amount of coffee. You’re paying all that extra for convenience. A heaping tablespoon of coffee for every cup you’re brewing will produce a great-tasting cup.

When you’ve mastered freshly-brewed coffee, move onto cooking and baking from scratch. I believe there’s another blog post in the archives where I break down the savings on a loaf of homemade bread. It came out to, like, .30 per loaf.

These are just some of the things we do, or have done, to live on less. Your wallet will thank you. And, in these uncertain times, those few pennies really do add up.

May God bless you & keep you!